Allocation
Map every paycheck into Fixed, Invest, Savings and Discretionary — with smart defaults so you can start in 60 seconds.
Saventra is a calm, local-first financial workspace that maps your income, categories, debts and goals into one clear picture — so you always know what to do next.
Each module is a piece of the structure. Together they turn raw income into a plan you can actually follow month after month.
Map every paycheck into Fixed, Invest, Savings and Discretionary — with smart defaults so you can start in 60 seconds.
Track real spending against limits. Live health bars tell you which categories are quietly draining your month.
Bills, debts, goals and cycle checkpoints rendered on a real calendar. Click any day to drill in and add a private note.
A short review before any large purchase. Pulls weight out of impulse, leaves the choice with you — calmly.
See how many days your reserves cover today's lifestyle. Quiet, factual, no scare tactics.
A clean monthly recap with allocation performance, top spending, and one-line guidance for the next cycle.
Saventra does not chase markets, sell signals or ask for your bank login. It gives money a structure — and lets the structure do the work.
Enter monthly take-home or drop in a payslip PDF. Saventra parses it locally — no upload, no third party.
Use smart defaults or shape your own pillars. Bills, savings and discretionary spending all line up clearly.
Every spare dollar gets a job. Goals fill quietly. Debt drops. Reserves grow. The structure becomes the discipline.
The core workspace is free forever and lives entirely on your device. Pro adds optional sync and advanced intelligence when you want it.
Yes. Saventra keeps your data in an encrypted vault using AES-256-GCM. With an account, your vault is backed up as bank-level encrypted ciphertext so you can recover it after a password reset — we only ever store the encrypted blob, never readable data. No ads, no analytics, no tracking. Your money story belongs to you.
No. Saventra is local-first. You can type income, drop in a payslip PDF or import a CSV. We do not ask for bank credentials.
Today Saventra runs in your browser, and your data lives encrypted on your device. Dedicated desktop and mobile apps — built to work fully offline, wherever you are — are the next chapter on our roadmap.
English, Russian, German, French, Hindi, Japanese and Chinese — switchable from inside the workspace.
Yes. Excel, CSV and ICS calendar exports are built in. You stay in control of where your data lives.
Dedicated desktop and mobile apps are on the roadmap — designed for a calm, fully offline experience. Today the web workspace opens in any modern browser, on any device.
Create your free workspace in under a minute. Upgrade to Pro whenever it earns its place.